U.S. Senator Chris Coons of Delaware

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  • Affordable Care Act protects 320,000 Delawareans from lifetime limits on care

    Thanks to the Affordable Care Act, approximately 320,000 Delawareans will no longer face lifetime limits on their private health insurance, according to new data release by the White House on Monday. Nationally, 105 million Americans are protected.

    This lifetime limit ban is just one of many new consumer protections created by the law that was passed by Congress on June 25, 2010. Annual dollar limits on coverage are being phased out, and 54 million Americans received new coverage of prevention without cost sharing in 2011.

    Senator Coons is a firm believer that all Americans deserve accessible, affordable health care.

    Click here to learn more about Senator Coons’ work on health care.

    Click here to learn more about the state-by-state breakdown of the lifetime limits ban.  

    Tags:
    Affordable Care Act
    Health
    Health Care
    Insurance
  • One Year Ago: Patient Protection and Affordable Care Act

    Marking the one-year anniversary of President Obama signing health reform into law, Senator Coons called the Patient Protection and Affordable Care Act “a major step in expanding access to affordable health care for all Americans.” Chris also noted health reform’s economic benefits, adding, “It’s important to remember that the Affordable Care Act is estimated to create as many as 400,000 jobs a year.” 

    Delawareans have already seen tangible benefits from the Affordable Care Act.  Insurance companies are no longer allowed to drop or deny coverage to children with pre-existing conditions, and there is a new state insurance program for adults who have been dropped or denied coverage for this reason, which will cover them until provisions of the Affordable Care Act that protecting adults with pre-existing conditions take effect in 2014.  Chris previously highlighted this program during a visit to the Henrietta Johnson Medical Center in Wilmington. 

    The Affordable Care Act has already enabled young people under the age of 26 to be covered under their parents’ plans, and the health insurance “exchanges” it establishes promise to lower costs and enable more Americans to purchase affordable coverage.  More provisions will kick in over the next few years, with full-implementation expected in 2014. 

    While Chris believes the Affordable Care Act to have been a landmark piece of beneficial legislation, he recognizes that there are some areas where we can improve upon the bill.  One of these is the 1099 reporting provision, which would impose burdensome reporting requirements on small businesses.  Chris proudly voted in the Senate to repeal this provision on February 2. 

    If you are interested in more information about the how the Affordable Care Act helps you, click here or here to learn more. 

  • Delawareans with pre-existing conditions have new insurance options

    This morning, Senator Coons visited Wilmington’s Henrietta Johnson Medical Center to talk with patients and their families about one of the helpful benefits of the new health reform law. For too long, those with pre-existing conditions have faced expensive insurance premiums and were routinely denied coverage by providers. Thankfully, with the passage of the Patient Protection and Affordable Care Act last year, Americans with pre-existing medical conditions have a new option for affordable health insurance. 

    For Delawareans who have been denied coverage as a result of chronic or pre-existing conditions, affordable insurance is now a reality. In his visit to the Henrietta Johnson Medical Center today, Chris outlined the new Pre-Existing Condition Insurance Program that can cover adults through 2014, when provisions of the Affordable Care Act prohibiting denial of coverage for pre-existing conditions come into effect. The Affordable Care Act has already been extending this right to children with pre-existing conditions since last year.

    Speaking to doctors, patients, and hospital visitors, Chris said, “Delawareans who have been denied coverage for a pre-existing condition like cancer, diabetes, asthma, or high-blood pressure need to know that there is now an option available to them.” The Affordable Care Act has already enabled young people under the age of 26 to be covered under their parents’ plan, and it promises to lower health insurance costs and enable more Americans to purchase affordable insurance as additional provisions come into effect over the next few years.

    Delaware’s Pre-Existing Care Insurance Program, which is administered by the federal government, covers a range of benefits. These include primary and specialty care, doctor visits, hospital stays, and prescription drugs. Moreover, there are no waiting periods for coverage of pre-existing conditions. It also features a number of plan options and does not base eligibility on income.

    If you have a pre-existing condition, and can prove that you have been denied coverage as a result (or been told you do not qualify for coverage), this plan may be a good option for you. Depending your age and what type of coverage you select, your premiums could be as low as $181 a month. 

    If you are interested in more information about the Pre-Existing Coverage Insurance Plan, including full qualifications, you should visit www.pcip.gov and www.healthcare.gov to learn more.

    Tags:
    Health Care
    Insurance
    Patient Protection and Affordable Care Act
    Pre-Existing Conditions
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